How To Spend Your IRA Before 59 1/2 – Penalty Free

Thinking about drawing out your retirement savings early? That’s a good sign. Taxes will only be higher in the future. There is a little known IRS rule that allows IRA savers to withdraw money before they are 59 ½ without that pesky excise tax penalty. The rule is called 72t. Here’s a brief summary of […]

Get Money Out Of Your 401k – Before Retirement

What THEY Don't Want You To Know

Maybe you are thinking you want to get some of your money out of your 401k before retirement? You have some investment ideas of your own? Maybe you need to fund a college education, or just maybe you need a new hot water heater. Here’s a little known secret about 401ks, that mutual fund companies […]

4 Most Powerful Words In Retirement

What THEY Don't Want You To Know

The great misunderstanding about 401ks is that there is no predetermined retirement income benefit. When you reach retirement, there is no specific dollar amount that you will receive as a pension guaranteed for life. What you will receive as a retirement income is a complete mystery. Look at any Wall Street 401k brochure and see […]